Youth AccountsĬhase offers three kid and student checking accounts, while Wells Fargo offers two. Wells Fargo military customers receive up to four domestic and four international fee-free out-of-network ATM withdrawals per month but do not receive access to upgraded checking. Chase Military Banking offers Chase Premier Plus Checking, which has no minimum balance requirement, no monthly service fee and no fee for the first four non-Chase ATMs each month.Īctive-duty and reserve military members also benefit from no foreign transaction fees, no currency conversion fees and no fees from Chase for using out-of-network ATMs. Wells Fargo Optimize Business Checking® Account, with a $75 per-month fee that cannot be avoided.įor military service members and veterans, Chase is the better banking option.The $25 monthly maintenance fee is waived when you keep a minimum daily balance of $10,000. Wells Fargo Navigate Business Checking® Account.Wells Fargo Initiate Business Checking℠, which has a monthly $10 monthly service fee fee that you can avoid if you maintain a $500 minimum daily balance.Wells Fargo provides commercial and corporate accounts for larger enterprises and these choices for small businesses: Chase Platinum Business Checking℠ for larger firms, an account with a $95 per-month charge that’s waived when you maintain a balance of $100,000.The $30 monthly maintenance fee can be avoided if you carry a $35,000 balance. Chase Performance Business Checking® for midsize companies.You can avoid it by maintaining a balance of $2,000. Chase Business Complete Banking® for small businesses, an account that comes with a $15 monthly service fee.Chase Private Client Checking℠ costs $35 per month, though you can avoid those charges by keeping at least $150,000 in the account.Ĭhase and Wells Fargo have similar business checking options, but the Chase business accounts are often more expensive.The monthly charge is waived if you maintain a balance of $75,000. Chase Sapphire Banking comes with a $25 maintenance fee. ![]() It can be avoided if you maintain an average balance of $15,000 or link a home loan backed by Chase.
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